Music instrument insurance questions answered (in English!) | Disc Makers

by GEARTRACK

Does insurance speak make you cross-eyed? Give you a migraine? Scare the pants off you? Fear not, we’ve found a music instrument insurance translator.

 

Music instrument insurance questions answeredIf you’ve ever been curious about the ins and outs of musical instrument insurance, but don’t speak insurance, our friends at GearTrack can help act as interpreters. They spoke to Thomas Riley, a music instrument insurance expert from The Anderson Group, and here’s what they learned.

What’s the difference between musical instrument insurance and a standard homeowners policy?
There are several differences. $2,000 is the maximum value covered under homeowners policies and it doesn’t cover professional use. It also doesn’t cover flood damage, accidents, breakage, cracking, falling, earthquake damage or loss, nor “Agreed Risk” or replacement. Your deductible comes into play as well. Most deductibles are in the $500 to $1,000 range.

Translation: Your homeowners insurance is for your hobbies, dummy. And even if music is your hobby, there are all kinds of reasons to look into musical instrument insurance, like maximum value limits and damage and loss coverage.

Does music instrument insurance cover damage and repair?
It does, as a normal rule, though subject to the policy itself. As long as the damage is not listed in the policy’s exclusions, a musical instrument would be sent to a repair shop and the estimate sent to the loss adjuster. If the instrument suffered a loss in value as a result of the damage and its repair, this “diminished value” would be reimbursed (a very valuable part of this insurance).

Translation: In general, yes. Read the fine print about what types of damage are covered. Bonus: if your gear is damaged and loses value after the repair, your music instrument insurance carrier will pay you the difference!

How are quotes and values formulated?
The prospect fills out the application which goes to underwriting. According to the value (either by appraisal or documented information) and the exposure (for instance, a collector versus a performer), a quote is formulated (between $.525/$100 and $1/$100). Memberships in professional organizations and high value instruments earn appreciable discounts.

Translation: Insurance cost depends on how you use your instrument and how much it’s worth. They do some magical figuring and give you a quote. It doesn’t hurt a bit.

What documentation does an instrument insurer require?
Many times, if we have a serial number and pictures per our guidelines, no appraisal is requested. High value and vintage instruments need appraisals.

Translation: Insurers care about original and replacement value. The more expensive or rare your gear, the more documentation you should have.

How do I know if I need instrument insurance?
$150 per year covers up to $24,000 of scheduled items. It doesn’t make sense to spend thousands of dollars on instruments and not spend the $.40 cents per day to protect them and have the ability to replace them.

Translation: If you use your gear to make money or if you have enough money in instruments (more than your low deductible), you should at least look into it. You’ll be surprised by how affordable it is.

What happens once I make a claim?
You file a claim stating “what, when, where, why, how, who” with dates of occurrence and a police report (if applicable). In the case of damage, an estimate from your repair shop is needed. Most claims can be handled when the repair is completed or even more promptly when a total loss or theft is involved.

Translation: After you follow the five Ws (plus H), all you gotta do is get yourself a repair estimate if necessary, and wait for the check to come in. But really, that’s why you get insurance. They won’t get it back for you, but they will replace it.

What if I get my instrument back after having made a claim?
It is the property of the insurance company; you may refund the indemnity check and keep the instrument if you wish.

Translation: Would you rather have a new instrument or your precious? Up to you. You have to give them their money back if you want your old gear.

Is music instrument insurance affordable? 
Sho ’nuff.

Translation: YES!

Image via ShutterStock.com.

GearTrack is an online registry that aims to deter music instrument theft and aid in recovery. Instrument owners can itemize their collections and victims of theft can send stolen alerts to the WatchDog network and access tools for search and recovery. Buyers and sellers can easily search serial numbers before trading and selling their gear. Learn more and register your instruments at Gear-Track.com.

Thanks to Thomas Riley of The Anderson Group for answering our questions. Anderson was started by a musician, for musicians. They know the difference between a violin and viola, and they understand what instruments mean to musicians.

Read more: Music Insurance | Musical Instrument Insurance – Disc Makers http://blog.discmakers.com/2014/05/music-instrument-insurance-questions-answered-in-english/#ixzz330lhnIeQ

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How to find, land, and work a music publishing deal | Disc Makers

by MICHAEL GALLANT

A music publishing deal can be an additional revenue generator for a songwriter, and we’ve got advice on how to prepare your material and get into the mix.

How to land a music publishing deal

For any indie artist, there are tried and true ways to earn a few bucks: sell albums, downloads, concert tickets, and merchandise. But what about the more elusive streams of income open to those who can craft addictive beats and melodies? Many independent artists may have heard the term “publishing deal” thrown around before, but the process of understanding, finding, solidifying, and earning money under the right sort of music publishing deal can be a mystifying one.

To help lift the shroud, read on for some hard-earned wisdom from Natalie Nicole Gilbert, a Los Angeles-based singer and songwriter who has worked in music publishing, broadcasting, and licensing for over fifteen years.

What exactly is a music publishing deal?
It’s a relationship with a publisher in which they represent one or more of your compositions, usually for a set period of time, and they take a percentage cut of any revenue you earn related to those compositions.

When should indie artists start to look for publishing deals?
It’s never too early to get this search on your radar — much like finding a good entertainment lawyer. On the other hand, it’s best to approach publishers when you have a collection, no matter how small, of tunes that are truly marketable.

It also helps to reach out once you have a set of materials that make it easy to demonstrate your marketability and level of skill and professionalism, items like professional-quality demos, headshots, cover letters, and ideally, your own website, including a hidden or password-protected spot where they can download digital copies of your available music. Even videos of your live performances can help.

So with that in mind, if all you have today is a very rough MP3 and your last headshot was taken ten years ago, take the time to update your assets before you start pitching to publishers and catalogs.

What kind of indie artist can benefit the most from a music publishing deal?
The kind of artist that benefits most from a publishing deal is an artist who performs out very little, if at all. Even as I say this, though, take note that I’m not saying a composer or songwriter should ever stop performing entirely. It’s important to stay engaged with fans and listeners to keep a sharpened sense of what resonates most with your audience.

For an artist who is especially shy, exhausted by performing too much, or has other obligations and interests in life that prevent regular touring, a publishing deal is a great way to lengthen the life and reach of his or her music so it can circulate with other artists and mediums like TV, film, or sheet music.

My friend Dean H. Anderson, who’s a fellow composer, has also pointed out that artists who are particularly prolific and have a large surplus of material, which they couldn’t possibly perform themselves, can really benefit from a publishing deal. For them, it can be great to utilize a publisher to find other artists who might be able to perform those surplus songs, so the compositions don’t just sit around and gather dust.

What about artists who do tour a lot?
Publishing deals can be a great way for touring artists and bands to expand their revenue portfolios, inviting multiple streams of income from the same songs and works they’re performing on the road — or even different works that aren’t as viable for concerts, but may be great for beginning piano books or backdrop music beds in a reality show.

Do all publishing deals look the same?
They’re not one-size-fits-all. Shop for the one that makes the most sense for your present compositions in today’s market. If a publisher wants to sign your work indefinitely, negotiate to either start with just one to five years, or give them just a few songs, so you’re not landlocked if they aren’t able to shop your work the way you’d hoped.

Much like your stock portfolio and general revenue streams, diversity is key — especially at the start. Over time, if you find one company that really seems like a good fit and your sense is that it’s the right time to put your entire catalog with them, go for it. But make that choice after you’ve had the time to do your homework and gotten to know the publishing company.

If it’s the right time for an indie artist to seek out a deal, what’s the best way to find, and approach, the right publisher?
Pick up a copy of the latest Songwriter’s Market and read through the listings. Pay special attention to the ways that different publishers request your materials. You may be surprised to find that some still request a cassette copy of your demo, or prefer a VHS tape of your performance over a CD copy or digital download.

There’s also a fine balance to strike between keeping it simple and giving them enough information at the start. Label absolutely everything you send with your name and contact information. Assume that the CD will be separated from the cover letter, the DVD, and anything else you tuck in the package.

Also, make sure your digital file metadata is clean, accurate, and plentiful. Even if they’re old school and request your info on cassette, VHS, and via fax, chances are their younger interns and associates are actually living in the digital age and will be smart enough to back it all up in a digital format. Make interacting with your materials as simple as possible.

What info should you include in your pitch?
It can be easier to demonstrate your value to a publishing company if you’ve already been generating some buzz and movement on your songs. Have you had great online sales via Amazon, iTunes, and Google Play? Include those sales numbers and a list of the continents where your music is downloaded the most, but again, keep it concise. Has your music been picked up in a reputable film or TV show or included on a worthwhile soundtrack? Have you won any recent music awards? Let them know.

Above all, don’t wait until you’ve signed with any kind of music representative before you start pitching your music to filmmakers and fellow artists. Pound the pavement yourself and learn everything about the business side of the music industry that you can. It will cost you far less to know too much than too little.

What are some of the most widespread misconceptions about publishing deals?
One of the most common misconceptions is how the chain interlinks. On top of my own musical pursuits, I also work with a large stock music library, and we get calls there frequently from composers looking to land their small collection of twenty tracks in our massive library of over 380,000 tracks. While there are various exceptions in every field, for the most part, it doesn’t work that way.

How does it work, then?
The artist composes and hands off music to a publisher, if the artist doesn’t have his or her own publishing company. The publisher then passes the music off to a larger publisher or a small library, or an artist or record label, who then may or may not pass it off to a larger conglomerate library where supervisors and editors can do mass music searches for everything under the sun.

It’s absolutely possible that a music supervisor may find an artist directly and be kind enough to negotiate with them for $3,000, all in, to place a song in a film project — and the more you widen your network with filmmakers and music supervisors, the better your chances of those direct licensing opportunities — but more often, it’s a messy third- or fourth-degree separation from the artist that puts your work on someone’s searching radar.

Does that lessen the amount of money an artist earns?
Yes, the larger those degrees of separation, the more cuts those middle men will take and the more likely that the end users’ cue sheet reporting will not be fully accurate, meaning that even in this digital age, you may not get paid everything you’ve earned. That’s why companies like TuneSat.com exist, to better track the use of your music. It’s also why you should be diversifying your portfolio, nurturing all of your connections, and maximizing the quality of your music, and your metadata, so it can travel further and be tracked with more accuracy. Register your work with a performing rights organization like ASCAP or BMI, with SoundExchange, TuneSat, as well as Shazam and Rumblefish, which is easily done via CD Baby, so your music is easy to track and find.

Can you elaborate on why registrations like that are important?
Your worst luck would be to finally make it to the ear of a great music supervisor who is ready and able to toss $5,000 your way to place your composition in a great film — but she can’t figure out which artist or publishing company owns the rights to the song she discovered online because the song isn’t registered with a PRO, the artist doesn’t have a website or searchable online contact information, or the metadata for the file she uncovered has no insightful story to tell.

Sit down with one of your MP3s and Google the lyrics or title and see what comes up. Are you findable? If not, start leaving an online footprint by posting your lyrics on lyric sites, creating artist and music profiles on popular sites like SoundCloud and ReverbNation, and make sure your music is in the most frequently-searched e-stores like iTunes, Amazon, and Google Play. Also, be sure that every iteration of your song’s title is registered with your PRO.

Once you sign a publishing deal, what sort of work is expected of you?
This varies greatly based on the deal. If it’s a single song or work deal, the publisher will largely only need the assets pertaining to that one song and access to any related stems for the length of your agreement with that publisher.

On the other side of the spectrum, if you have a term writing deal with a publisher, they may want every song you write during the term of your agreement. That means that it’s wise to limit that term to just one year, so your options aren’t too limited. In the latter deal, they’re also more interested in your long-term output, so are more likely to pair you with other writers to strengthen the resulting collaborations during the time period of your agreement.

Once you’re in a publishing relationship, what are some tips for engaging in a sustainable, long-term way?
As with any business relationship, you want to stay in the forefront of your publisher’s mind without being a pest. Keep correspondences brief but consistent. Pay extra attention to specs on file type, length of recording, any notes on how to label files, and other such details. Don’t get too anxious if you don’t hear anything for a while. Set yourself up for success by having even a basic recording setup at home so you can create, or recreate, requested files as needed.

Above all, don’t assume that because you have a publishing deal, or any other kind of management or recording deal inked, that your work is done. No matter how large or small your team, it’s still incumbent upon you to keep your skills sharp, your product top notch, and your network well rounded. When and if things start to feel a bit stagnant or landlocked, start back at the beginning. Find a new source of inspiration or revisit one that always lights a fire under you, update your tools or take classes to sharpen your skill sets, and continually collaborate and expand your network by helping others.

What if the answer always seems to be “no”?
If a publisher isn’t interested in your work today, don’t lose heart. I’ve heard some publishers say that, until your music is making $5,000 a year or more, there’s not much point to their administrating it. This is because, with their typical fifty-fifty split, they would annually have to pay more than the $2,500 or less a year that they earn from working with you — just to maintain all the paperwork and assets on your behalf.

That’s not a fixed threshold, so if your music is only making $3,000 a year, don’t let that stop you from submitting demos and EPKs to publishers. It’s just a reference point to keep in mind and offer a little perspective on why publishers are able to accept some work — like the bubblegum pop you hear on the radio that only uses three chords but sells like hotcakes — but not accept others, like your masterpiece that uses every ounce of music theory you learned in college, but, alas, doesn’t yet have the audience or cache of a tune released by Justin Bieber or Lady GaGa.

Read more: How to land and work a music publishing deal – Disc Makers http://blog.discmakers.com/2014/05/how-to-find-land-and-work-a-music-publishing-deal/#ixzz330k19R4W

So this guitarist walks into a recording studio… | Disc Makers

Here are 15 practical tips for recording guitar in any studio environment to help make the experience as smooth and trouble-free as possible

tips for recording guitar

 

Entering the recording studio can be a stressful task. Our friends at Cakewalk have outlined 15 basic tips to help you prepare for recording guitar before walking into a tracking session.

  1. Change your strings every 24 hours of play time

    Guitar strings can take a beating in the studio, especially if your plan is to record an entire album’s worth of material. To keep strings from becoming dull and bland, make sure to switch them out every 24 hours of play time. If you switch them right before a session, make sure to properly break them in before the red light goes on.

  2. Improve pick attack and dexterity

    One of the reasons you might struggle getting the sound you want when recording guitar is that your pick attack is not as hard as it needs to be. This will vary depending on the style of music you play, but much of the time in rock and heavy metal recordings, the guitar sound drives the song. If that sound is not the right tone and aggressiveness, then the track will suffer. In any genre, having dexterity and proper technique will shine through in your recording – and so will poor technique and control.

  3. Practice, practice, practice (with a metronome)

    Practicing your parts before recording guitar goes without saying, but it’s also a good idea to practice to a metronome and internalize the clicking. Don’t tap your foot or make noises to count the beat to yourself. You must feel the metronome in your playing or else you will have a hard time staying quiet in a recording booth while tracking.

  4. Practice playing full takes

    Recording full takes is definitely one of the hardest things to accomplish in the studio. To be comfortable nailing all the parts of a song or solo, practice the songs in their entirety – or even practice recording the songs. Sometimes recording part by part is a quicker task, but only if each part is practiced to perfection. If you must record each section part by part, the music may be out of your comfort zone.

  5. Practice with headphones

    The studio may bring many levels of discomfort, one being playing with headphones. Practicing with an amp can be useful when rehearsing for live shows, but little details about your performance could go unnoticed with that type of setup. The studio is a place where you are put under a microscope and are expected to play your best. Using headphones is part of the monitoring setup most recording studios. Do yourself a solid and pick up a pair to understand how you sound “under the gun.”

  6. Adjust pickups in case they are too far from your strings

    Electric guitars rely on the pickup systems to output a proper signal. Make sure your pickups haven’t sunk into the body of your guitar. The farther these are from string, the more the signal suffers in sound. The fix is easy for most pickups, simply take a screwdriver and adjust the screws that sit on the pickups. Count your turns so that each side of the pickup is the same distance.

  7. Get a new guitar cable plus a backup

    Brand new guitar cables are very important. Different companies make different kinds of cables out of all different types of materials. Take the time to make a few purchases to see what the differences are in cables. Check online reviews, and maybe even find out what studios recommend for guitarists. Check the cables that you are using between guitar pedals and make sure that they are all undamaged. Don’t kink your cables, and make sure you wrap them correctly.

  8. Make sure your intonation is correct

    This is one of the biggest issues in a sub-standard recording. An easy way to check your intonation is to tune your guitar’s open strings and then play octave chords above the 12th fret. If something sounds severely out of tune, then your guitar needs to be intonated. This is true for bass guitars as well.

    You should have your guitars setup with the change of every season. The weather can affect the wood severely and cause intonation issues. Getting your guitar set up will also help adjust things like your action and truss rod.

  9. Clean your fret board

    Use a flat-head screwdriver where the frets meet the wood. Make sure you do this gently, and make sure there’s no grime or residue in this area of the neck. Even a little bit of grime can make the guitar sound out of tune when it’s perfectly intonated and tuned. Fret board cleaners are also worth investing in, and a quick clean when you change your strings is a good habit to get into.

  10. Pedal maintenance

    If you are using effects pedals in the studio, make sure they are hardwired with AC or have fresh batteries. A dead battery can hinder the signal, create hums, ground loops, or process in a way that chokes the signal. Also make sure the pots and connections are dust free to limit static and unwanted noise.

  11. Make sure all the electronics in the guitar are working

    If you have noticed that you have a loose pickup selector, noisy knob, or a unstable cable jack, make sure you get that worked out well before your studio date. The last thing you need is for something to fall apart in between takes. Make sure you do not have any loose screws or bent hardware on your guitar. Sometimes this kind of damage can produce more problems.

  12. Ohm matching when using one or more speakers

    Matching impedance (measured in Ohms) needs to be done correctly. If not matched correctly, it could result in a blown speaker or blown head. Make sure to be particularly careful about this when working with more than one speaker or differing loads.

  13. Buy a backup pair of tubes for your amp head

    Make sure you purchase new tubes for your head before entering the studio. Blowing a tube during a recording can cost you precious hours in the studio. Make sure to purchase the same kind of tubes you had before. Different types of tubes can alter the sound of your tone.

  14. G-string constantly out of tune?

    If your guitar’s G-string constantly falls out of tune, here’s a quick fix. Take a #2 pencil and gently roll a bit of lead in the nut-groove where the G-string lies. This helps add a level of friction where the string and the nut meet and keeps the string from sliding around during your performance.

  15. Stay calm

    Don’t be afraid or intimidated by the recording studio if it’s your first time going in. Everyone makes mistakes their first time and the best thing you can do is practice your passages until you can play them cold. Read up on your favorite guitarists to see how they prepare for the studio, or talk to guys that you know record a lot.

Image via ShutterStock.com.

Cakewalk is the leading developer of powerful and thoughtfully designed products for the modern musician. These products include award-winning digital audio workstations and innovative virtual instruments. Millions of musicians worldwide – including Grammy® and Emmy®-winning producers, composers, sound designers, and engineers – use Cakewalk products daily to produce audio for the professional music, film, broadcast, and video game industries. The Cakewalk blog offers technical tips, tutorials, and news relating to their products and audio recording.

Singing tips for vocalists in any genre | Disc Makers

by DISC MAKERS

Singing tips from recording to maintaining vocal health to improving your vocal performance will help you on the road to being a better vocalist

Singing tips for vocalists - learn how to sing well.

Video: Vocal warm ups for your upper register (April 2014)
Learn vocal exercises for singers in our videos for vocalists series. Conservatory of Music at University of the Pacific professor Daniel Ebbers explores the upper register in these vocal warm ups videos.

Video: Vocal warm ups for singing to connect breath, vibration, and resonance (April 2014)
Daniel Ebbers, voice instructor at the Conservatory of Music at University of the Pacific, shares insights and vocal exercises for voice resonance and connecting the breath in our video series for vocalists.

Elevate your vocal performance: focus on rhythm and intention (April 2014)
In a standout vocal performance, how you end a note is as important as how you attack it, and rhythm and intention can be as relevant as note choice and intonation.

Producing great hip hop vocals (January 2014)
If you produce hip hop music and hip hop vocals, these production tips from Grammy-nominated Ken Lewis can help make your experience recording and mixing hip hop vocals and your final product a whole lot better.

Stop Shredding Your Vocal Cords (October 2013)
Veteran vocal coach Cari Cole talks about proper vocal care and five things you can do to avoid major vocal health issues.

8 Ways to Improve Your Vocal Health (September 2013)
Your voice is an instrument housed inside your body, and taking care of your mind and body is essential to optimal vocal health.

Improve Your Singing: Make Vocal Exercises A Morning Ritual (July 2013)
Daily vocal exercises will improve your singing and produce lasting results.

Singing Tips – How to Sing Better Right Now (May 2013)
Veteran vocal coach Cari Cole shares five singing tips to make your voice sound better.

Singing Tips – A Vocal Warm Up Is Key To A Great Vocal Performance (January 2013)
This excerpt from The Vocalist’s Guide to Recording, Rehearsing, and Performing focuses on the importance of warming up before a vocal performance.

Singing Tips – Don’t Tax Your Voice Before a Vocal Performance (November 2012)
Resting before a vocal performance is key, but environmental things, like being in a place where the decibel level is too high, can adversely affect your capacity to sing.

How To Record A Great Vocal Take (August 2012)
Capturing the ultimate vocal performance can require push and pull between the producer and talent, and the tact and technique of the producer plays a pivotal role in the quality of the performance.

Vocal Health Basics – How to Properly Care for Your Voice (January 2012)
Vocal health is often taken for granted, but problems can stop you dead in your tracks, so it’s important to understand how to keep your voice in good health.

Creating a Great Composite Vocal Recording (February 2010)
We take a look at the techniques used to create composite lead vocal tracks, referred to as “comping” the lead vocal by studio engineers.

Read more: Singing Tips For Vocalists | How To Become A Better Singer– Disc Makers http://blog.discmakers.com/2014/05/singing-tips-for-vocalists-in-any-genre/#ixzz32M0hhGGP